Shukhratov Bakhoviddin Bobur ugli, and Sharipova Nigina Djurakulovna. “THE BANK’S LOAN PORTFOLIO AND METHODS OF ITS OPTIMIZATION”. International Multidisciplinary Journal for Research & Development 12, no. 12 (December 28, 2025): 1362–1366. Accessed July 12, 2026. https://ijmrd.in/index.php/imjrd/article/view/4591.